INSURANCE!!!!

Well, our insurance adjuster was just here. We have minimal damage. And the insurance coverage does not cover our kitchen floor, because it was a power outage not within the confines of our home. In other words, the power outage was caused by outside causes, not our lines. Go figure! I thought that would be covered, but any way, since it is not covered, then our freezer, the floor in the laundry room, the kitchen floor are not covered. The food was covered but we have a large deductible and it was only about 350.00 worth of food lost. We did have minimal damage on the roof, not much, just the northeast corner and she marked that. We had fences down and they cover that with the wind damage coverage we have, but again due to our deductible, no coverage.

So....the bottom line, we didn't have enough damage to go over our deductible. I guess that is good news and bad news at the same time. I was so hoping to have enough to cover the floor, at least. We will live with it, but it is damaged. Tollie says we will get an estimate and see what it will cost to replace those pieces. We have been told you can pop out the laminate flooring and replace them, with the right person doing it. So we will see about that.

Rita left a lot of damage in a lot of homes and I should feel very thankful and lucky that we have no more damage than we have. I guess right now I am feeling a little cheated. Don't ask me why! I really don't know. It is just a feeling and I can't explain it.

Thankfully, we have had money from FEMA and the Red Cross and that will help cover some of this damage. I don't want to be greedy. Actually, the amount we received from them covers the deductible, so if we had had a lot of damage, it would have been great. I am thankful!

Life continues on in Beaumont. We have had a lot of damage and I think you can feel that when you try to find a place to eat out. There are so many restaurants still closed and many running on low staff with minimal menus. They were saying on the news this morning that many employers are struggling in their businesses because people have not returned to their jobs. They are unsure what is causing this, if people are still evacuated or just didn't return. It will be interesting in the next few weeks to see if more return. If they don't return, believe me the jobs are open here. If you need a job, come on down and I think you would be able to get a good job easily.

Our adjuster was saying that Orange really had a lot of damage, but you never heard much about it on the news. She said they never had the military coverage that Beaumont had and yet there was no looting going on. I thought that said something good about Orange! I think there are a lot of smaller towns that are in the same boat as Orange. They had major losses but the news didn't cover them. In fact the news is still covering Katrina, even now. I guess it is the storm of the year.

How about those Astros! Yeah, I hope they make it into the World Series. That would be exciting. It was a good game last night. I don't usually watch baseball, but I watched last night and enjoyed it. I think it is more fun to be there, but was a good game. Go Stros!!!!